Articles
Professional Services Exclusions: Are You Actually Covered?
Why Law Firms Must Read the Fine Print in Their E&O Policies You’ve secured errors and omissions (E&O) coverage for your law firm. You’ve reviewed the limits, the retroactive date, and maybe...
Is Your E&O Policy Ready for the Age of AI?
AI is quietly transforming real estate — from listing descriptions written by chatbots to automated valuations and digital marketing campaigns. These tools are fast, powerful, and everywhere. But...
Controlling Grocery Store Premises Liability Exposures
Jury verdicts are skyrocketing. Controlling grocery store premises liability exposures is the best way to protect your customers while also reducing the risk of a jumbo-sized lawsuit. Recent cases...
How to Deal with Shoplifters Without Escalating the Situation
If you have merchandise, you have shoplifters. Although some shoplifting may be considered the price of doing business, excessive shoplifting can cut into profits and threaten your bottom line....
Third-Party Claims: When Non-Clients Sue the Firm
Why Your Law Firm Needs to Think Beyond the Attorney-Client Relationship Most managing partners understand malpractice risk in the context of the attorney-client relationship. But the legal...
What Would Happen If a Client Sued You?
It’s a question no brokerage wants to ask — but every executive should: If a client filed a lawsuit tomorrow, how would your firm respond? Whether it’s over a missed disclosure, a failed deal, or a...
Employment Practices Liability (EPL) for Law Firms
Why Law Firms Need Tailored EPL Coverage for Internal Risks Law firms are often seen as defenders in workplace disputes—not as the source of them. But when it comes to internal claims of...
Cyber Risks for Real Estate Agents: What They Need to Know Now
In today’s market, real estate professionals do everything online — emailing wire instructions, storing client data, submitting documents, and texting buyers and sellers in real time. But with that...
Bulk Bin and Bakery Case Grocery Store Safety Hazards
Many grocery stores have self-serve bakery cases and bulk bins. While these options can be economical and popular with customers, they also create grocery store safety hazards that require careful...
Grocery Store Parking Lot Safety: Are Your Workers and Customers Safe from Crime?
A parking lot can be a dangerous place. Crimes involving customers being robbed in parking lots or followed home highlight the importance of grocery store parking lot safety. This is a good time to...
Attorney-Client Privilege & Insurance: What Can Be Disclosed?
When a law firm files an insurance claim—especially a malpractice or cyber claim—it’s natural for the insurer to request information. But in doing so, firms may face a tricky ethical question: Are...
Top 3 E&O Mistakes Agents Make — and How to Help Them Avoid Claims
Most real estate professionals don’t wake up thinking about insurance. But when something goes wrong — a missed disclosure, a contract error, or a miscommunication with a buyer — they quickly...
The Risks of Allowing Pets in Grocery Stores
Many people bring their pets everywhere they go, and sometimes that includes the grocery store. Although many stores have a no-pets policy, in real life, these policies frequently go unenforced....
Conflicts of Interest: The Hidden Liability Exposure
Conflicts of interest are more than just an ethical headache—they can be a direct liability exposure for law firms. Whether it’s representing competing clients, hiring laterals with baggage, or...
The Hidden Gaps in Your Coverage (That You Only Notice After a Claim)
In the insurance world, the worst time to find out you’re not covered is when a claim is filed — and yet that’s exactly when most real estate firms discover critical gaps in their policies. From...
Summer Hiring: Keeping Teens Safe on the Job
For many teens, summer is the perfect time to earn some money. Youth workers can provide valuable contributions, but their lack of experience can also make them vulnerable to injuries. Make sure...
What Your Agents Aren’t Telling You About Support Needs
Your agents are your biggest asset — but also your biggest retention risk. While most brokerage leaders focus on commission splits and sales performance, there’s a quieter trend building in the...
Data Breach Response Plans: Are You Legally Covered?
A data breach isn’t a question of if—it’s when. For law firms, the consequences can be especially devastating: compromised client data, privilege violations, reputational fallout, and potential...
Why Real Estate Brokerages Need a Commercial Insurance Review
In today’s fast-changing risk environment, many real estate brokerages are operating with outdated or incomplete insurance coverage — and they often don’t realize it until it’s too late. With rising...
Cyber Liability for Law Firms: Why Standard Coverage Isn’t Enough
Law firms are prime targets for cyberattacks. With highly sensitive data, valuable client information, and often less-than-cutting-edge cybersecurity infrastructure, legal practices are seen as soft...
Malpractice Risk Trends: What’s Changing in Legal E&O?
Legal malpractice claims are evolving. Whether driven by rising client expectations, emerging areas of law, or complex firm structures, the risk landscape for law firms is shifting. For managing...
Managing Food Traceability Risks and the Looming Deadline
The new food traceability requirements go into effect on January 20, 2026 – but many grocers aren’t ready. Although 2026 may seem like the distant future, it will be here quickly. Plus, there’s a...
Prevent Slips, Trips and Falls in Your Grocery Store
Slip, trip and fall incidents are a common cause of injury, and grocery stores have many hazards that can contribute to these accidents. Both customers and employees are at risk. Slip, trip and fall...
Real Estate Firm Liability: Why Standard D&O and E&O Aren’t Enough
When real estate transactions result in losses, real estate firms tend to take the blame. Whether the allegations involve decisions made by the firm’s board of directors or the actions of an...
Cyber Insurance and Wire Fraud in Real Estate
Cyber criminals have been targeting real estate funds. Wire fraud in real estate has been around for a while now, but with the rise of new AI tools, scams are increasingly sophisticated. It’s a good...
Tips for Backroom Housekeeping and Safety
A disorganized backroom might be an even bigger problem than you realize. First, there are the obvious issues associated with not being able to find the items you need and losing track of your...
Don’t Let Winter Safety Hazards Spoil Your Grocery Business
Like any other business, the grocery business has its own unique safety hazards. From slips, trips, and falls to food poisoning to cuts and bruises, there are numerous ways customers and employees...
Food Hazards When Receiving, Storing, Rotating and Labeling
To customers, it may seem like food magically appears on grocery store shelves, but grocery store workers know better. Behind the scenes, people are constantly at work: receiving shipments, stocking...
Off-Premises Power Failure: A Costly (and Dark) Grocery Store Exposure
Grocery store owners may assume that their commercial property insurance will provide coverage in the case of major food spoilage after a power outage. However, this is not necessarily true. Many...
Wire Transfer Fraud and Social Engineering Scams Threaten Businesses
Imagine you’re a high-level employee with access to your company’s financial accounts. You receive a call requesting a money transfer to cover urgent equipment issues. As the caller has extensive...
The Crucial Role of Directly Reporting Potential Claims to a Carrier’s Claims Department Under Lawyers’ Professional Liability Policies
In the legal profession, maintaining professional liability insurance is essential to protect attorneys from potential claims and financial liabilities. However, when circumstances arise that could...
Reducing Pallet Accidents in Grocery Stores
Although businesses rarely think about pallets posing a risk, there have been several cases of employees suffering serious and even fatal injuries. The Occupational Safety and Health Administration...
Manufacturing Ransomware Attacks
When the number of ransomware attacks dropped in 2022, everyone breathed a sigh of relief. Cyber insurance rate hikes cooled, and business owners hoped the worst was over. Then, 2023 brought a...
Mitigating the Risk of Equipment Failure for Manufacturers
Manufacturing companies rely on sophisticated equipment. When equipment fails, operations may grind to a halt, resulting in massive direct and indirect costs. By taking proactive steps to mitigate...
What’s Happening Now with Builder’s Risk Coverage?
Securing coverage for construction projects is becoming more challenging. Builder’s risk insurance is a special type of insurance that covers properties undergoing construction. Market pressure...
Injury Prevention Strategies for the Construction Industry
Construction is a dangerous industry. Injury prevention strategies can help keep workers safe, projects running smoothly, and costs down. According to the U.S. Bureau of Labor Statistics (BLS), the...
Emerging Manufacturing Exposures to Watch
Just when you think you have your risk management under control, a new risk emerges or an old one evolves. To avoid unexpected losses, watch out for these emerging manufacturing exposures. Forever...
Lowering Hospital Bills for Employees
How to promote financial assistance programs to employees and their families Unexpected medical bills, along with the cost of ongoing treatment and medication, can quickly add up and cause financial...
Private Exchanges & the Paradox of Choice
How excessive medical plan options can hinder employees' decision-making Healthcare is a vital component of an employee's overall well-being, and selecting the right medical plan can have a...
How Timely Incident Reporting Helps Your Store
If someone has ever fallen in your store but didn’t appear to be seriously injured or in need of medical care, you may have wondered if you should report the incident to RiskPoint. Absolutely. The...
