Insurance for Grocers
Coverage for the Grocery Store
RiskPoint is committed to understanding the unique insurance issues facing Grocers. We know how important proper coverage, claims handling expertise, and affordable premiums are to a Grocery store owner. That’s why we have specialists with over 50 years of Grocery Insurance knowledge dedicated to serving store owners.
Providing value does not just mean being accessible, anyone with a cell phone can do that. With us, a dedicated support staff brings expertise to your business through not only providing answers to questions but also offering direction and support for improving how you manage risk.
We Partner With You
Our goal is to be more than a typical insurance agent you rarely hear
from. Together we will help you chart a course that will accomplish
meaningful results by:
• Reducing your cost for insurance
• Ensuring proper coverage for all your assets
• Eliminating duplicate or unnecessary coverage
• Controlling expenses
• Providing expert claims support when you most need it
• Delivering loss control resources
You are critical to your community. People depend on you, and you can depend on us.
Our Solutions Are Proven
We have excellent relationships with all the major insurers, enabling us to seek out the best and most cost effective solutions for Grocers. More importantly, we work with the specialty insurers who have committed to provide programs designed to meet the unique needs of Grocery store owners. This includes coverage enhancements addressing store related risks, knowledgeable claims handling, and underwriting knowledge that results in the most favorable premiums.
Types of Coverage

Property
This Coverage helps protect the location of grocery store(s) including the building that is owned and the stores equipment, fixtures, and inventory.

General Liability

Cyber
- Funds Transfer Fraud
- Phishing
- Notification Expense
- Ransomware
- Bricking

Crime

Employment Practices Liability

Auto

Food Spoilage

Equipment Breakdown

Workers Compensation
Safety Alerts

Lifting & Carrying Heavy Objects

Premises Inspections

Loading Dock Safety

Steer Clear of Trips and Slips

Cyber Security
Grocery Industry Articles

Training Your Team to Sell Alcohol Safely
Alcohol sales are big business. They can also be a big risk. To avoid fines, license suspension and other penalties, grocery stores need to train their teams how to sell alcohol safely. Underage Drinking The legal drinking age in all states in the U.S. is 21. Of...

Grocery Delivery Risk Management
The rise of delivery is changing the way grocers operate. Although this trend is creating benefits for both grocery operators and their customers, it’s also bringing a new host of risks. If grocers want to seize this opportunity successfully, they need to be aware of...

Liability in Active Shooter Scenarios
When an active shooting incident occurs, who is to blame? The shooter, obviously. But what about the business where the active shooting takes place? In some cases, businesses may be held liable for violent crimes that occur on their premises, even if the perpetrator...
Our Grocery Team

Joe Scarpello
Director

Melissa Johnson
Executive Account Manager

Becky Steinke
Account Manager

Matt Davis
Director of Employee Benefits

Blake Schellenberg
President