Property & Casualty
Protecting Your Assets, Your People and Your Name.
of US businesses are underinsured
of US businesses had losses with no insurance
With over 100 years of combined insurance experience, RiskPoint has developed customized insurance programs for a multitude of industries. Our process is detailed and thorough, taking time to understand your business, reviewing your risks and ensuring the policies purchased fit your exposure. We provide comprehensive Property & Casualty Insurance to increase value and maximize protection for your business.
- Business Risks
- Management Risks
- Employee Risks
- Owner Risks
- Cyber Risks
- Personal Risks
- Marketing Process
- Claims Review
- Loss Control
- Safety Programs
- Service Plan
- Agency Stewardship
TYPES OF COVERAGE
General liability insurance can protect you from a variety of claims including bodily injury, product liability and personal injury that can arise from your business operations.
Property insurance provides financial reimbursement to the owner or renter of a structure and its contents in the event of damage or theft.
Commercial auto insurance works to provide coverage for the company and vehicles used for business purposes, including hired and rented autos.
Professional liability insurance protects your company when claims arise from a professional service you provide which causes your client economic damages due to alleged mistakes on your part.
Umbrella insurance provides excess coverage over your General Liability, Employers Liability and Auto Liability for claims that exceed your limits.
Business Owners Package is a policy that combines all the core coverages required by a business owner, such as major property and liability risks, all in one package.
Workers Compensation provides coverage for employees who are injured on the job.
Crime policies cover the direct loss of your funds, via malfeasance, employee dishonesty or outside criminals.
Surety & Bonds
A surety bond or surety is a promise by a guarantor to pay one party a certain amount if a second party fails to meet their obligation, such as fulfilling the terms of a contract.
Cyber policies cover economic damages arising via a failure of network security or privacy controls which may cause direct and indirect losses to you and/or your clients where you have a responsibility to protect their information.
Senior management, directors, and board members can be held personally liable if there is a significant claim against their company. Coverage’s include D&O, Employment Practices, Fiduciary, Kidnap and Ransom, and Identity theft.
In today’s globalized business environment, success is increasingly sought outside your own borders. International business coverage follows your business and your employees overseas to cover events that domestic insurance policies typically will not.