Insurance for Real Estate Firms
Coverage for the Real Estate Firm
Working on a national basis, RiskPoint takes real estate industry clients through a process to analyze risk and provide extremely competitive and comprehensive insurance solutions. We drive down the cost of risk and protect the company and its people against the ever-changing claims landscape. Whether it’s E&O, cyber liability, business package insurance, employment practices, or crime, RiskPoint can deliver full service Real Estate specific solutions to protect you.
We’re not here to win on price. Let us correct that by saying, of course we want to save you and your firm money, that is definitely the goal. However, we want to do more than that. Our number one goal here at RiskPoint, is to get to know your business inside and out. We take a fine-tooth comb to your policies to see where you may be lacking coverage, or where you may be paying for excess coverage.
Types of Coverage
Professional Liability
This Coverage protects the firm from claims arising from professional Real Estate Services including coverage for:
- Agent-owned Property Transactions
- Legal Assistance
- Lockbox and Open House Coverage
- Mold Coverage
- Public Realtions Services
- Fair Housing Discrimination
- Failure to advise Coverage
General Liability
This Coverage will protect your real estate business from certain lawsuits alleging injuries or property damage that occurred as the result of your business operations such as a client tripping in your office and being injured or if you accidentally damage a client’s property during a showing or appraisal.
Cyber
This Coverage helps protect and respond when a Cyber Incident occurs. Available coverage includes:
- Funds Transfer Fraud
- Phishing
- Notification Expense
- Ransomware
- Bricking
Property
This Coverage helps protect the location of your real estate business and the tools and equipment you use, such as computers, signage, tape measures, and office furniture – whether you own or lease them.
Employment Practices Liability
This coverage provides protection against not only actual but alleged acts of discrimination, retaliation, sexual harassment and wrongful termination.
Auto
In the event that a vehicle owned by you or an employee of your Real Estate business is involved in an accident while working, Hired/Non-Owned Auto Liability insurance may help cover the costs your business incurs related claims of bodily injury or property damage.
Our Real Estate Team
Blake Schellenberg
CEO & President
Dee Brown
Account Manager
Shannon Connor
Benefits Account Executive
Mandi Roney
Benefits Account Executive
Amber Gergen
Account Manager
Kiel Todd
Account Manager
Real Estate Articles
Real Estate Professional Liability Exposures: Selling a Home with Leased Equipment
Home improvement projects typically add value to a home, but this isn’t always the case. Some additions may adversely affect the sales price. This is especially true when leased equipment is involved. Whether you represent the buyer or the seller, careful...
Real Estate Professional Liability: Should You Share Flood Risk Assessments?
When it comes to flood risk, what homeowners don’t know can absolutely hurt them. A single flooding event can cause significant damage, but many homeowners don’t understand the risks. New flood maps could give homeowners the information they need to prepare, and it’s...
Real Estate Cyber Risk: A Growing Threat
Real estate firms are going digital – and taking on new risks. Online communication, virtual showings and other digital tools have created new opportunities, added convenience and enabled work to continue during the pandemic, but all of these new tech tools come with...
