Coverage for 24 Hour Group Homes
Competitive Insurance Solutions
Many adults need care but wish to remain in a home-like setting. 24 hour group homes are meeting this demand and providing valuable services to the elderly and disabled. However, obtaining necessary insurance coverage for 24 hour group homes can be challenging, especially for new businesses. 24 hour group home care operators need to comply with state licensing and insurance requirements, and because many residents rely on Medicaid, they also need to meet the requirements necessary to accept Medicaid payments.
- In Oregon, although some 24 hour group home operators receive private pay, many receive payments through Medicaid. To accept Medicaid payments, the operator must enter a Medicaid Provider Enrollment Agreement. 24 hour group home care operators also need to meet insurance requirements.
- In Washington, 24 hour group homes need general liability insurance, and homes with professionally licensed staff must also maintain professional liability insurance.
RiskPoint has multiple options for Medicaid Certified Providers that comply with state insurance requirements. We offer full insurance packages that comply with state requirements, making it easier to secure the comprehensive coverage you need.
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The Coverage Types You Need
At RiskPoint, we offer insurance solutions designed to help keep your 24 hour group home running safely.
Available coverages include the following:
Defends against claims involving third-party bodily injury or property damage. Personal and advertising injury claims are covered as well.
Protects against bodily injury or property damage arising out of an act or omission of care, including $1M/$3M limits for abuse & molestation.